Home Loan Service

We are a housing finance company working to enable millions of Indians to fulfill their dreams of owning a bigger, better and a new home.

Our business is built on a strong foundation of people and technology who use data science and analytics to deliver world-class and affordable products and franchise for our customers. The core engine driving this balanced approach to our business is the risk management led framework at its heart.

Because everyone deserves a home

HOUSING LOANS

Home Loans

Home Extension/ Improvement Loan

Plot + Construction Loan

Construction Loan

Self-employed

· Age Limit (Primary applicant)

28 to 70 years (Choose a tenure that ends before you turn 70 years, or your retirement age, whichever is earlier. This will ensure that you do not have to pay EMIs post-retirement.)

· Co-owned Property

In case your property has more than one owner, it is necessary that both or all the co-owners are co-applicants. This ensures that your property is secure and both owners can benefit from the investment in the property.

Co-applicant

· Minimum Age

18 to 65 years

Salaried Individuals

· Nationality

Indian, residing in India and Non-Resident Indian

· Age (Primary applicant)

23 to 60 years, for resident Indians and 25 to 60 years, for NRIs

· Eligible job profiles

People working with proprietorship, Partnerships, LLP or private or public sector companies, MNCs

· Co-owned Property

Paramarsh Group provides better interest rates to women to encourage them to apply as co-applicants. If you add your wife or mother to your home loan, you may be able to get a lower interest rate, even if they are not earning.

Co-applicant

· Minimum Age

Salaried – 18 to 65 years

· Why should you add a co-applicant?

· If you want to increase your home loan eligibility, you can add a co-applicant, even if they are not earning. This can also help you to be eligible for a larger home loan. Your co-applicant can be your spouse or immediate family member.

· Because Paramarsh Group provides better interest rates to women to encourage them to apply as co-applicants.

Eligibility

Key Benefits of Your Loan